You've encountered one of the glaring issues related to land contracts as well as rent to own. ? They are a great way to lose a lot of money. ?
The owner has no obligation to renegotiate but if you see that $1000/month is a temporary situation perhaps they'll consider accepting $1000/month for three or four months while your husband finds steady employment.? If you aren't employed, you may also wish to find employment.?? If neither of those works, perhaps it is time to move and lose your down payment.? So sorry.
Source: http://www.zillow.com/advice-thread/in-a-land-contract/498524/
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